Definition

Salary insurance

What does it mean?

Salary insurance (lønsikring) is optional private insurance sold by a-kasser and insurers, topping up unemployment benefits toward a higher percentage of previous salary for a limited period after unemployment.

Terms vary: qualifying period while employed, premium cost, maximum payout duration and cap as fraction of prior salary. Read policy carefully before signing.

Useful for high earners where dagpenge maximum rate leaves a large income gap. Not substitute for building emergency savings and sensible spending.

Compare offers from your a-kasse and market. Ensure you meet employment and membership conditions continuously before claiming.

Magnus Villumsen, Content Creator at Arbejd.com
Defined by Arbejd.com

Magnus Villumsen

Content Creator
Last updated
March 7, 2026